Medical Aid Benefit Wallet
The RMA Benefit Wallet is a useful and innovative feature of the RMA medical aid scheme, and it has been one of the first of its kind in Namibia. It is a wallet for your accumulated unused benefits, if you have claimed less than your allocated threshold for the benefit year. The allocated threshold is an amount limit of your benefits, and should you claim less than that amount before the end of the year, the remaining amount will be transferred to your Benefit Wallet and can be used to cover further health care costs in the following benefit year. The transfer will take 4 months after the end of the benefit year, to account for potential outstanding claims from the previous year.
Your Benefit Wallet can also increase if you actively participate in wellness days to earn rewards, and 80% of your remaining Benefit Builder benefits will roll-over into the Wallet (again, after 4 months to account for outstanding claims from the previous benefit year).
You can use your Benefit Wallet to cover medical and health related expenses that normally would not be covered by your medical aid benefits. For example, you can purchase your nutritional supplements from a pharmacy, as long as it is registered with the HPCNA (Health Professionals’ Council of Namibia), and claim the cost back to be covered from your Benefit Wallet!
The Benefit Wallet is available for all RMA members on different product plans. Plus, you are able to view your Benefit Wallet balance in the palm of your hand with the RMA mobile app! Once you know your balance, you can plan and manage your health care costs along with your product benefits.